My last session in North Carolina had some really good waves. However the air temp was 26 F (minus 3 C), the water was 44 F (7 C), and I was wearing a 5-year-old, porous 4/3. I surfed some little waves here in India, yesterday. The air temp jumped up 60 degrees from my last session, and the water went up about 40 into the 80s. I've never done consecutive sessions anywhere close to that. I love the whole cold water thing and even missed it my 3 winters away, but I'll admit that the tropical water feels pretty nice.
Why India? Yes, a relative few people surf here, a lot of the coast has been explored, and it isn't totally new as a surf destination. However, few if any other places in the warm and safe category that also get surf are untapped like India. You can still surf where no one has before...or at least feel like you're the first. Vast stretches of the coast haven't been looked at by a surfer's eye. Even more have been explored by a few but not given the time it takes to get a place figured out. Good waves happen here, and getting alone for a surf is easy.